Financing and Lease-to-Own – BT Furnishings
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    Financing & Lease-to-Own Options


    Planning to buy in-store?

    If so, apply for one of the options below for a quick in-store checkout!

    Quick Application

    36 Months No Interest**

    No Credit Needed*

    Bank Account Required

    Flexible Payments


    Planning to buy online?

    We offer Affirm, Progressive Leasing and Snap Finance. Affirm offers easy payments up to 3, 6 or 12 months. For example, on a $700 purchase, you may pay $58.33 for 12 months with a 0% APR. Is your credit less than stellar? Try Snap affordable lease-to-own financing!

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    Quick Application

    Credit Challenged

    No Interest Options

    Can be used for online orders

    FAQ

    Which options can be used online?

    Affirm, Progressive and Snap can be used online. Select as payment method at checkout for quick decision.

    What if my credit is less than stellar?

    If you're buying in-store and have a bank account, try Progressive. 

    If you're buying online, try Progressive or Snap

    What is lease-to-own?

    Lease-to-own allows you to make affordable payments until you own your future. It's a good solution for credit challenged customers.


    *Snap Finance obtains information from credit bureaus. Not all applicants are approved.
    *Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.

    Your rate will be 0% APR or 10-36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required."