Financing and Lease-to-Own – BT Furnishings

    Financing & Lease-to-Own

    Planning to buy in-store?

    If so, apply for one of the options below for a quick in-store checkout!

    Quick Application

    36 Months No Interest**

    No Credit Needed*

    Bank Account Required

    Flexible Payments

    Planning to buy online?

    We offer Affirm and Snap Finance. Affirm offers easy payments up to 3, 6 or 12 months. For example, on a $700 purchase, you may pay $58.33 for 12 months with a 0% APR. Is your credit less than stellar? Try Snap affordable lease-to-own financing!


    Quick Application

    Credit Challenged

    No Interest Options

    Can be used for online orders


    Which options can be used online?

    Affirm and Snap can be used online. Select as payment method at checkout for quick decision.

    What if my credit is less than stellar?

    If you're buying in-store and have a bank account, try Progressive. If you don't have a bank account, try Tempoe.

    If you're buying online, try Snap.

    What is lease-to-own?

    Lease-to-own allows you to make affordable payments until you own your future. It's a good solution for credit challenged customers.

    *Snap Finance obtains information from credit bureaus. Not all applicants are approved.
    *Progressive Leasing obtain information from credit bureaus. Not all applicants are approved. Progressive is a lease-to-own or a rental- or lease-purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer’s cash price.

    Your rate will be 0% APR or 10-36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: Options depend on your purchase amount, and a down payment may be required."